Norma Noriega

Norma Noriega: Independent Health Insurance Agent and Co-Founder of Maximize Asset Protection

Norma Noriega is a distinguished independent health insurance agent and co-founder of Maximize Asset Protection, located in Phoenix, Arizona. With a strong commitment to serving self-employed individuals and immigrant communities, Norma has dedicated her career to simplifying the complexities of health and life insurance. Her bilingual agency in Maricopa County provides tailored insurance solutions that meet the unique needs of her clients, ensuring they have access to essential coverage that protects their financial futures.

Professional Background

As a lifelong self-employed professional, Norma possesses firsthand knowledge of the challenges faced by small business owners and self-employed individuals. She understands the intricacies of managing cash flow while ensuring adequate health insurance coverage for herself and her employees. This personal experience informs her approach to client service, allowing her to empathize with the concerns of those she serves.

Norma’s journey in the health insurance industry began with a passion for helping others navigate the often confusing landscape of insurance options. Over the years, she has honed her expertise in various insurance products, including:
Individual and Group Health Insurance, Permanent Life Insurance, and Term Life Insurance.

Her extensive knowledge allows her to provide clients with informed recommendations that align with their specific needs and financial goals.

Areas of Expertise

At Maximize Asset Protection in Phoenix, AZ, Norma and her team focus on several key areas of health and life insurance:

Individual and Group Health Insurance

Norma specializes in customizing health insurance plans for individuals and groups. She takes the time to understand each client’s unique situation, ensuring they receive the most appropriate coverage for their lifestyle and financial circumstances.

Life Insurance Solutions

Recognizing that life insurance is a crucial component of financial planning, Norma offers a range of life insurance products. She educates clients on the benefits of both permanent and term life insurance, helping them understand how these policies can serve as valuable assets during their lifetime while providing protection for their loved ones.

Supplemental Insurance

In addition to primary health insurance, Norma provides supplemental insurance options, including disability and critical illness coverage. She guides clients through the process of selecting additional policies that can enhance their overall protection and financial security.

Bilingual Services

Understanding the diverse needs of the Phoenix, AZ community, Norma operates a bilingual agency, offering services in both English and Spanish. This commitment to accessibility ensures that language barriers do not prevent individuals from obtaining the insurance coverage they need.

Educational Initiatives

Norma believes that informed clients make better decisions regarding their insurance needs. To this end, she emphasizes education as a cornerstone of her practice. Through workshops, consultations, and resources, she empowers clients with the knowledge necessary to navigate their insurance options confidently.

Commitment to Community

Norma’s dedication extends beyond her professional responsibilities; she is deeply committed to her community. By fostering open dialogues about health insurance and financial planning, Norma aims to create a more informed and empowered community.

In addition to her duties as an independent Arizona health insurance broker, Norma co-hosts the “Seed of Harvest Show” with her business partner, Mario Lizarraga. This podcast facilitates real conversations about asset growth and protection, allowing her to share insights and connect with a broader audience, further establishing her as a trusted resource in the field of health insurance.

Conclusion

Norma Noriega’s expertise, experience, and unwavering commitment to serving self-employed individuals and immigrant communities make her a standout figure in the Arizona health insurance landscape. Through her work at Maximize Asset Protection, she continues to simplify the insurance process, ensuring that her clients receive the personalized service and support they deserve. With a focus on education and community engagement, Norma is dedicated to helping individuals and families protect their financial futures and achieve their life goals.

Mario Lizarraga

**Mario Lizarraga: Co-Founder of Maximize Asset Protection**

Mario Lizarraga is a co-founder of Maximize Asset Protection, a health insurance agency based in Phoenix, Arizona, that specializes in providing tailored insurance solutions for individuals and groups. Focusing on self-employed individuals and immigrants, the agency aims to address the unique challenges faced by these demographics, particularly in navigating the complexities of health insurance.

Mario’s Insurance Expertise

Mario Lizarraga, alongside his co-founder Norma Noriega, has built a team of expert health and life insurance agents dedicated to simplifying the insurance process for clients. The agency prides itself on representing all major insurance carriers and working on behalf of clients rather than the insurance companies. This client-centric approach ensures that individuals receive personalized service that aligns with their specific needs and financial goals.

Services Offered

Maximize Asset Protection offers a comprehensive range of insurance products, including:

Health Insurance

The agency provides both individual and group health insurance plans, customizing coverage to fit the unique needs of families and businesses. They strive to simplify the often confusing landscape of healthcare options, ensuring clients understand their choices.

Life Insurance

Mario Lizarraga emphasizes the importance of life insurance as both a protective measure for families and a potential asset during one’s lifetime. The agency offers various life insurance products, including term life and permanent life insurance, tailored to meet the diverse needs of clients.

Supplemental Insurance

Recognizing that basic health insurance may not cover all medical expenses, Maximize Asset Protection also offers supplemental insurance plans. These include disability insurance, critical illness coverage, and cancer treatment plans, helping clients fill gaps in their primary insurance.

Dental and Vision Insurance

Understanding that overall health includes dental and vision care, the agency provides options for dental and vision insurance, ensuring comprehensive health coverage for families.

Medicare and Medicare Supplements

For clients approaching retirement age, the agency offers guidance on Medicare options and supplemental plans, helping seniors effectively navigate their healthcare needs.

Educational Resources

Maximize Asset Protection places a strong emphasis on education, offering resources and consultations to help clients make informed decisions about their insurance needs. This educational approach is particularly beneficial for self-employed individuals and immigrants who may face additional challenges in understanding their options.

Focus on Self-Employed Individuals and Immigrants

A significant aspect of Mario Lizarraga’s work is his focus on self-employed individuals and immigrants. The agency understands the financial pressures and unique circumstances these groups face, such as cash flow management and the need for flexible insurance solutions. By providing bilingual services, Maximize Asset Protection ensures that language barriers do not hinder access to essential insurance information and support.

Community Engagement and Resources

Maximize Asset Protection is not just about selling insurance; it is also committed to community engagement. The agency hosts discussions and podcasts, such as the ‘Seed of Harvest Show,’ which focuses on asset growth and protection. These platforms allow for real conversations about financial health and insurance, further establishing the agency as a trusted resource in the community.

Mario Lizarraga and Maximize Asset Protection: The Clear Choice in Maricopa County

Mario Lizarraga’s commitment to educating clients and providing tailored insurance solutions has positioned Maximize Asset Protection as a leading agency in Phoenix, Arizona. By focusing on the specific needs of self-employed individuals and immigrants, Lizarraga and his team strive to make health and life insurance accessible and understandable, ultimately helping clients protect their financial futures. Maximize Asset Protection continues to empower individuals and families in their insurance decisions through a comprehensive range of services and a dedication to client education.